Annual Membership With Insurance

Customize your plan below

Professional Membership Base Plan ($269)

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Your AB membership automatically includes all of the following:

Professional & General Liability Insurance: $2mil Per Occurrence / $4mil Aggregate (for when you're deemed liable)

EquipProtect: $10,000 Business Personal Property / $10,000 Business Interruption (covers your business equipment & income)

Participant Accident Insurance: $25k for Medical Expenses / $1mil Aggregate Accidental Death (additional no-fault coverage)

PLUS! Educational resources, discounts on business tools, templates & waivers to use in your practice, and so many more member benefits!

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Upgrade to EquipProtect PLUS+

Business Personal Property ("BPP") 
Business Personal Property (commonly called "BPP") means the movable items owned by your business (such as equipment, computers, supplies, furniture, etc.) anywhere in the U.S. This coverage also protects property owned by others that is in your possession. Common causes of loss include but are not limited to theft, fire, water damage, vandalism, and hail. This does NOT cover buildings, permanent structures, or structures wired with electricity or HVAC equipment. 

Business Interruption & Extra Expense ("BI/EE")
Business Interruption & Extra Expense insurance (commonly called "BI/EE") provides coverage when your business shuts down temporarily due to a covered loss affecting your business personal property. This coverage helps replace your income and other business expenses, like rent and payroll, during times when your business is not able to operate because of damage or loss to your equipment. Your selected coverage amount should cover about 3 months of your business income and expenses.

Select your total EquipProtect PLUS+ coverage amount: (optional)

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Add-on coverages for additional protection. (optional)

Add Additional Insureds

NOTE: Adding Additional Insureds is optional. Skip to the next section if you have no Additional Insureds to add.
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Create Your Account

Why do we ask you to create an account?

Your account center provides you with many benefits including:

  • Save your progress when applying for membership
  • 24/7 access to your membership documents
  • Exclusive members-only benefits
  • Easy renewals
  • Increased privacy protections
  • And access to future membership perks

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If you've applied for membership with us before, you likely already have an account. Creating a duplicate account will cause you to lose your consecutive membership years. Sign In or Reset Your Password if you think you may already have an account with Alternative Balance.


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ANNUAL TOTAL COST: $0